Do you want to lower your home insurance costs?

Make sure you’re getting all your discounts.

Ask your insurance agent or company about possible discounts such as a:

  • Safe home discount, especially if you have a security alarm.
  • Smoke alarm or sprinkler discount.
  • New home discount. If your home was built or renovated in the last five years, your insurance company might reduce your premium.
  • Roof discount. Companies often offer discounts for roofs made of materials that help prevent damage or resist fire. Homes with newer roofs may get a roof age discount.

You also might get a discount for having multiple policies with the same company.

Also, shopping different companies could pay off. Get sample rates at the Texas Department of Insurance’s HelpInsure.com.

Have a question about insurance? Call the Texas Department of Insurance at 800-252-3439 or visit www.tdi.texas.gov.